Employee Benefits

In a competitive employment environment it is vital to ensure that your conditions of employment are competitive with the market place if you wish to attract the best staff.

Death in Service Benefit

A cost effective way to provide life assurance for all employees, typically 4 x salary. This is very easy to set up.

Group Personal Pension (GPP)

This is the most common method used by small companies for pension provision for employees. The employer decides how much contribution they wish to make and the financial adviser has the responsibility to give investment advice. We can advise on the level on contribution from both employer and employee using local market knowledge. We have a lot of experience in this area.

Group Income Protection

Income protection schemes offer a method of paying staff whilst they are long term sick. After a deferred period decided by the employer, an insurance policy pays up to 75% of the salary until the employee returns to work or reaches retirement. This reduces what could be a large ongoing cost.